{"id":5651,"date":"2024-07-19T18:04:58","date_gmt":"2024-07-20T00:04:58","guid":{"rendered":"https:\/\/www.avalueinsurance.com\/blog\/?p=5651"},"modified":"2024-07-19T18:06:42","modified_gmt":"2024-07-20T00:06:42","slug":"9-surprising-things-you-didnt-know-were-insurable","status":"publish","type":"post","link":"https:\/\/www.avalueinsurance.com\/blog\/9-surprising-things-you-didnt-know-were-insurable\/","title":{"rendered":"9 Surprising Things You Didn\u2019t Know Were Insurable\u00a0"},"content":{"rendered":"\n<p>When you think about insurance, the usual suspects come to mind: cars, homes, health, maybe even your smartphone. But did you know there are some pretty surprising things out there that people have taken out insurance policies for? Yep, insurance isn&#8217;t just for the obvious stuff. Here are some of the most unexpected and quirky things people have insured.<strong><\/strong><\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><strong>1). Celebrity Body Parts<\/strong><strong><\/strong><\/h2>\n\n\n\n<p>This one might sound bizarre, but it\u2019s true! Celebrities often insure their body parts. Take, for example, soccer legend David Beckham, who insured his legs for a whopping $195 million. Then there&#8217;s singer Mariah Carey, who insured her vocal cords for $35 million and even her legs for another $35 million. It\u2019s all about protecting what brings in the big bucks!<strong><\/strong><\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><strong>2). Taste Buds<\/strong><strong><\/strong><\/h2>\n\n\n\n<p>Top food critics and wine tasters sometimes insure their taste buds. It&#8217;s their livelihood, after all. Insurance for a professional taster&#8217;s taste buds can run into the millions. Imagine the stress of losing the ability to taste when your career depends on it!<strong><\/strong><\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><strong>3). Fantasy Football<\/strong><strong><\/strong><\/h2>\n\n\n\n<p>For the die-hard fantasy football fans, there&#8217;s insurance to cover the cost of their league fees if a star player gets injured. This can save you from financial heartbreak if your number one draft pick goes down in the first game of the season.<strong><\/strong><\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><strong>4). Lottery Wins<\/strong><strong><\/strong><\/h2>\n\n\n\n<p>Some companies take out insurance policies to cover lottery wins in employee syndicates. This way, if a group of employees hits the jackpot and decides to quit, the company isn&#8217;t left in the lurch trying to replace everyone at once.<strong><\/strong><\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><strong>5). Beards and Mustaches<\/strong><strong><\/strong><\/h2>\n\n\n\n<p>A beard insurance policy might sound like a joke, but it\u2019s a real thing. For example, members of the facial hair club might insure their prized beards and mustaches. And it&#8217;s not just for looks; professional Santa Clauses and actors whose roles depend on their facial hair might also insure their whiskers.<strong><\/strong><\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><strong>6). Weddings<\/strong><strong><\/strong><\/h2>\n\n\n\n<p>Of course, we all know that weddings can be expensive, but did you know you can insure the entire event? Wedding insurance can cover everything from a ruined dress to a no-show vendor, or even if the bride or groom gets cold feet and cancels the big day. It&#8217;s all about making sure your special day doesn\u2019t turn into a financial nightmare.<strong><\/strong><\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><strong>7). Hole-in-One<\/strong><strong><\/strong><\/h2>\n\n\n\n<p>Golf tournaments often offer big prizes for a hole-in-one. The sponsors of these prizes don\u2019t want to foot the bill themselves, so they take out insurance policies. That way, if someone does get that perfect shot, the insurance company covers the cost of the prize, whether it&#8217;s a luxury car or a cash prize.<strong><\/strong><\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><strong>8). Voices<\/strong><strong><\/strong><\/h2>\n\n\n\n<p>If you&#8217;re a professional voice artist, singer, or even a public speaker, insuring your voice is a smart move. It\u2019s the same concept as athletes insuring their legs. If something happens to your vocal cords, insurance can provide financial support while you recover.<strong><\/strong><\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><strong>9). Espresso Machines<\/strong><strong><\/strong><\/h2>\n\n\n\n<p>This one might seem a little mundane compared to beards and lottery wins, but high-end coffee shops often insure their espresso machines. These machines can be incredibly expensive, and any downtime can mean lost revenue.<strong><\/strong><\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><strong>Ready to Cover Your Bases?<\/strong><strong><\/strong><\/h2>\n\n\n\n<p>Insurance isn&#8217;t just for the standard stuff; there&#8217;s a policy for almost anything you can think of. So, if you have something unique or valuable that you want to protect, it might be worth looking into some unexpected insurance options.<strong><\/strong><\/p>\n\n\n\n<p>At Avalue Insurance, we offer a wide variety of insurance policies. From life insurance to business insurance, we\u2019ve got you covered. And while we can\u2019t insure your prized beard or your fantasy football team, we can help you protect the things that matter most to you and your family! <a href=\"https:\/\/www.avalueinsurance.com\/contact-us.html\" title=\"\">Contact us today to explore your insurance options!<\/a><\/p>\n","protected":false},"excerpt":{"rendered":"<p>When you think about insurance, the usual suspects come to mind: cars, homes, health, maybe even your smartphone. But did you know there are some pretty surprising things out there that people have taken out insurance policies for? Yep, insurance isn&#8217;t just for the obvious stuff. Here are some of the most unexpected and quirky [&hellip;]<\/p>\n","protected":false},"author":2,"featured_media":5652,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[1],"tags":[9,13,14],"class_list":["post-5651","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-insurance","tag-avalue-insurance","tag-insurance-education","tag-insurance-policies"],"aioseo_notices":[],"_links":{"self":[{"href":"https:\/\/www.avalueinsurance.com\/blog\/wp-json\/wp\/v2\/posts\/5651","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.avalueinsurance.com\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.avalueinsurance.com\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.avalueinsurance.com\/blog\/wp-json\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/www.avalueinsurance.com\/blog\/wp-json\/wp\/v2\/comments?post=5651"}],"version-history":[{"count":2,"href":"https:\/\/www.avalueinsurance.com\/blog\/wp-json\/wp\/v2\/posts\/5651\/revisions"}],"predecessor-version":[{"id":5654,"href":"https:\/\/www.avalueinsurance.com\/blog\/wp-json\/wp\/v2\/posts\/5651\/revisions\/5654"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.avalueinsurance.com\/blog\/wp-json\/wp\/v2\/media\/5652"}],"wp:attachment":[{"href":"https:\/\/www.avalueinsurance.com\/blog\/wp-json\/wp\/v2\/media?parent=5651"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.avalueinsurance.com\/blog\/wp-json\/wp\/v2\/categories?post=5651"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.avalueinsurance.com\/blog\/wp-json\/wp\/v2\/tags?post=5651"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}