Category: Car Insurance

Understanding Your Auto Policy

Drivers are required to carry minimum liability coverage in most states in the U.S. This coverage provides some protection in case you are involved in an accident that causes injury to another or damage to someone else’s property. Most vehicle owners want additional optional coverage for damage to their own vehicles. Our experienced agents at Avalue Insurance in Centennial, Colorado can work with you to... Read Article

Why It is Important to Review Your Insurance Policies on a Yearly Basis

Insurance policies are living documents. They can, and should be, changed periodically to accommodate changes in circumstances and needs of the policyholder. At Avalue Insurance in Centennial, Colorado, our agents can assist you with an annual review of your home, auto, and life insurance policies to help ensure you have the coverage you need without paying more than you need to. Reasons to Review Your... Read Article

Will Your Auto Insurance Cover Your Passengers?

The Holidays are the time for good cheer, family togetherness, and road trips. Unfortunately, the holiday season (particularly Christmas Eve and New Year’s Eve) is one of the most dangerous times to be on the road. Heavy traffic, fewer daylight hours, colder temperatures, holiday alcohol consumption, and increased chances of rain, snow, and freezing weather make road trips during the holidays riskier for both you... Read Article

Does Your Auto Insurance Cover Air Conditioning?

Driving a car with no A/C can be miserable during the hot summer months, particularly during a heatwave. As important as it is to your comfort and that of your passengers, automotive air conditioning can be expensive to repair or replace when it breaks down or malfunctions. In many cases, when the A/C malfunctions, it is considered normal wear-and-tear and not covered by auto insurance... Read Article

How Depreciation Can Affect Your Auto Insurance Premiums

The value of virtually any expensive item changes as time passes. For a high-quality bottle of wine or a rare painting, the value may increase as the item ages. Cars and other vehicles usually only exclusively depreciate, losing significant value as the years pass. There are some rare exceptions, such as antique or other collectible vehicles. With a new car, the biggest drop in value... Read Article