Category: Personal Insurance

Protecting Your Home Through The Seasons

Blazing sun, sub-zero temperatures, or any extreme weather conditions can wreak havoc on your home. Seasonal maintenance can go a long way toward preserving the condition of your home. The following are home maintenance checklists for winter, spring, summer, and fall. Winter Home Maintenance Vacuum HVAC registers to remove dust and debris. Flush out water heater to remove built-up sediment. Clean refrigerator coils. Check caulking... Read Article

Do I Need Flood Insurance?

You might think you don’t need flood insurance if you live in an area that is considered “high and dry.” Although some areas are more susceptible to flooding than others, flooding can occur anywhere. With heavy rains, spring thaws, or rapid accumulation of rain after a wildfire, flooding can occur in places that are not generally considered at risk. How Does Flood Insurance Differ from... Read Article

Avoiding Accidents in Construction Zones

Construction zones introduce a number of hazards, making them especially dangerous locations for motorists. The Federal Highway Traffic Safety Administration (FHTSA) reports that during the past five years, 4,400 people have died and 200,000 have been injured in construction zone crashes alone. How Do Construction Zone Accidents Happen? Rear-end collisions are the most common type of accident in construction zones, as many drivers will slam... Read Article

Are You an Unsafe Driver?

Driving on America’s roadways today is a dangerous undertaking. The National Highway Traffic Safety Administration (NHTSA) reports that the U.S. saw 37,461 traffic fatalities in 2016, many of which were caused by driver error. Many people who consider themselves to be safe, dependable drivers actually have dangerous driving habits. Whether you’ve been driving for days or decades, avoiding the following common driving behaviors can help... Read Article

Save Money During the Hot Summer Months

  We all want to save money on home expenses and have more to spend on the finer things in life. When the seasons change, so do the money-saving strategies. The following are some tips on how to save money during the hot summer months. Replace AC Filters Regularly Filters for air conditioning units are inexpensive, and it makes sense to replace them frequently. Dirty... Read Article