(And What They Teach Small Business Owners)
We’ve seen some wild things in the insurance world. But some claims are so strange, you just have to laugh. Here are five of the weirdest business insurance claims out there — and what small business owners can learn from the chaos.
The Exploding Soup Cup
A catering company carefully packed sealed containers of soup into a hot delivery van. But as the temperature rose, so did the pressure inside those containers, until one finally gave way, unleashing a tsunami of chicken broth all over the van’s interior. The cleanup was messy, to say the least, and the damage extended beyond just a soggy van floor.
Lesson: Property damage can come from the most unexpected places — even a tiny container of soup. If your business involves transporting food, goods, or equipment, make sure you have the right coverage to protect all of your assets, even on the move!
The Falling Antelope Head
At a taxidermy shop, a mounted antelope head decided to make an unscheduled leap from the wall, landing squarely on a customer below. Thankfully, no one was seriously hurt, but the fallout was real: a lawsuit that could have been a major headache.
Lesson: Accidents happen, sometimes in the weirdest ways. General liability insurance is your safety net, protecting your business when something goes wrong on your property, even if it’s as bizarre as a flying antelope head.
The Buried Bulldozer
On a construction site, a bulldozer vanished beneath the ground without warning, swallowed whole by a sudden sinkhole. What looked like a routine day turned into a costly loss, with equipment gone and work delayed.
Lesson: In high-risk environments like construction, site-specific policies aren’t optional; they’re essential. Don’t assume your general coverage will handle all the curveballs the job site can throw your way.
The Runaway Goat
At a petting zoo, a mischievous goat found its way out of the enclosure and promptly headbutted a customer’s car in the parking lot, leaving dents and a disgruntled vehicle owner in its wake.
Lesson: When your business involves animals or interacts closely with people, your liability policy needs to cover those unique risks — including the furry, four-legged troublemakers. It’s all part of protecting your business and your customers.
Be Ready for the Unexpected
At Avalue, we’ve seen it all — and if something new comes along, we’re ready to handle it. We protect businesses of all types and sizes, and offer customizable insurance solutions for every kind of business need. Whether you’re launching a big idea or are growing steadily toward your goals, we’re here to make sure your coverage keeps pace with your vision. Let us help you protect your business from the unexpected! Contact us today, and let’s talk about your coverage options. You can give us a call at at 303-773-3332, email us at info@avalueinsurance.com, or request a consultation right here online!
