Life moves fast. One minute you’re unpacking boxes in your first apartment, and the next you’re researching minivans or planning retirement. While you’re busy living, it’s easy to forget that your insurance should grow and shift right along with you.
If it’s been a while since you looked over your insurance policies, now might be the perfect time. Why? Because big life changes often mean big insurance needs.
Here’s a handy checklist to help you decide whether it’s time to review your coverage.
You Should Review Your Coverage If:
You Moved
Bought a new house? Downsized? Moved to another state? Whether you’re renting or buying, changing your address is a great reason to update your homeowners or renters policy. Your location can also impact your car insurance rates.
You Got Married (or Divorced)
A relationship change can affect more than your social media status. You might need to combine (or separate) auto policies, adjust your beneficiaries, or reevaluate your life insurance coverage.
You Had a Baby (or Adopted)
Welcoming a child into your family is a major milestone — and one that definitely calls for a look at your life insurance and health insurance. Protecting your growing family means making sure they’re financially secure if the unexpected happens.
You Got a New Job (or Lost One)
A change in employment could mean changes in your benefits, income, or even your commute. It’s smart to make sure your policies match your new financial situation and lifestyle.
You Started a Business or Side Hustle
Freelancing? Running an Etsy shop? Offering consulting services? If you’ve become your own boss, it’s time to explore business insurance options and make sure your personal policies still cover what you think they do.
You Bought a New Car or Home
Any time you make a big purchase, especially something like a car, boat, or new property, you’ll want to make sure it’s covered properly. Don’t wait until it’s too late!
You Had a Major Financial Change
Maybe you got a raise (yay!) or had to dip into your savings (not so yay). Either way, financial shifts can affect how much coverage you need — and what you can afford.
Life Changes. Your Insurance Should Too.
At Avalue Insurance, we’re here to help you stay protected through every phase of life. Whether it’s your home insurance, your car insurance, or your new business, we’ll make sure you have the coverage that you need at any given time.
Ready to make sure your coverage still fits your life? Contact Avalue Insurance today for a full policy review! You can give us a call at 303-773-3332, email us at info@avalueinsurance.com, or request a consultation right here online!
