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Top 5 Ways Small Businesses Accidentally Invite Hackers In

You might think hackers are only after the big guys — giant corporations with millions in revenue and high-profile data. But here’s the truth: small businesses are some of the easiest and most common targets for cyberattacks. Why? Because they often don’t realize they’re vulnerable.

It’s not always some dramatic movie-style breach with a hacker in a hoodie typing furiously in a dark basement. Sometimes, cyberattacks happen because of simple, everyday mistakes — things many small business owners don’t even realize are risky.

Let’s talk about the top 5 ways small businesses accidentally roll out the welcome mat for hackers.

1). Weak (or Reused) Passwords

We know it’s tempting to use “CompanyName123!” for everything, but hackers love predictable passwords. If your team is using simple or repeated passwords across multiple logins, you’re asking for trouble. One compromised password can open the door to everything — from client data to payroll systems.

Tip: Use a password manager and require strong, unique passwords for every platform.

2). Skipping Software Updates

You know those “Update Now” pop-ups you keep snoozing? Yeah… those updates often contain important security patches that fix known vulnerabilities. Ignoring them leaves the door wide open for hackers who are actively looking for systems running outdated software.

Tip: Set software and system updates to run automatically whenever possible.

3). Falling for Phishing Emails

Phishing emails have come a long way since the old “Nigerian prince” scams. Today, they’re clever, realistic, and often look like they came from someone you know. All it takes is one team member clicking on a bad link — and suddenly, your entire network could be at risk.

Tip: Train your team regularly on how to spot suspicious emails and verify before clicking.

4). No Two-Factor Authentication (2FA)

Relying on just a password is like locking your front door but leaving the windows wide open. Two-factor authentication adds an extra layer of protection by requiring a second verification step (like a code sent to your phone).

Tip: Enable 2FA on all important accounts — especially email, financial platforms, and file-sharing apps.

5). Assuming “It Won’t Happen to Us”

When you’re running a small business, cyber insurance might not feel urgent. But here’s the thing: small businesses often suffer the most after a cyberattack. The recovery costs (lost data, legal fees, reputational damage) can be devastating.

Tip: Take cyber threats seriously before something happens. Prevention and protection go hand in hand.

Avalue Insurance Has Your Back

You don’t have to be a cybersecurity expert to protect your business — you just need the right team behind you. At Avalue Insurance, we help small businesses get the cyber liability coverage they need to bounce back when things go sideways.

Contact us today to learn how cyber insurance can protect your business, your clients, and your peace of mind! Give us a call at 303-773-3332, email us at info@avalueinsurance.com, or request a quote right here online!

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